Mental Health Coverage and Federal Law

The Federal Mental Health Parity and Addictions Equity Act requiring health plans to provide mental health benefits on par with medical benefits has been in place since 2008.
Final regulations go into effect this January, explicitly stating that health plans must pay for individuals with mental health conditions to receive medically necessary residential treatment as well as other forms of intermediate care, such intensive outpatient and partial hospitalization, in parity with other medical conditions
This is a game changer. Now, families who have a loved one with a serious mental health condition may consider intensive treatment and insurance will have to cover it. Read more.